Demystifying Student Loans: Borrowing and Repayment
College application season is ending, which means that high school seniors around the United States are anxiously awaiting a decision from their first, second and third choice universities, wondering...
View Article7 Situations to Use Your Credit Card Instead of Your Debit Card
Scared to use your credit card? You’re not alone, especially when there seems to be more logical options. Debit cards have several advantages: they’re convenient, secure, and interest-free. Some people...
View ArticleClik here to view.
Top 5 Grad Degrees Worth the Investment
For those of us who are currently in college or who have recently graduated from college, four years just does not seem like enough. We might be considering pursuing graduate school to get our master’s...
View ArticleBest Non-Technical Majors for Grad School
I wanted to specially cover this topic as a follow up to my previous post outlining the top grad degrees that are worth the investment (ahem, debt). A reader pointed out that my previous list mostly...
View ArticleClik here to view.
How to Build Credit While You’re in College
College should be a sort of last hurrah for your teen years. It’s your last chance to be an adult without having to worry about all that goes with it. Creditors, however, have other ideas for college...
View ArticleClik here to view.
How the Astonishing Power of Interest Can Work For or Against You
The power of interest can work for or against you – make or break you financially, so to speak. Some have used it to retire early. Others have ended up in bankruptcy court because of it. How it affects...
View ArticleIdentity Theft, Fraud and Too-Trusting Millennials
We’re all guilty of thinking, “It happens, but it won’t happen to me.” It’s difficult to think of yourself as a victim or as someone who’s at risk for becoming one. But no matter how tech savvy you are...
View ArticleHow Money Delays Our Timeline
It’s a running joke that some people put off until tomorrow what they could accomplish today. However, for some people it’s no laughing matter that they believe they’re forced to put off high-priority...
View Article12 Financial Adjustments You Should Implement This Summer
Were you one of the 45 percent of Americans who made a New Year’s resolution back in January? If cleaning up your finances was your goal for the year, summer is a great time to take stock of your...
View Article10 Financial Decisions You Need to Make Before Paying Off Student Loans
You just graduated from college – congratulations! Your whole life is ahead of you with amazing possibilities and abundant choices to make. Ready to dive in? Well, you do need to consider your student...
View ArticleMillennials and the World of Credit Scores
The financial crisis shaped millennials’ spending habits, as many of them saw what large debts can do to everyone from homeowners to massive banks. That experience has, for both better or worse, made a...
View ArticleHow to Increase the Credit Limit on Your Card
You might be at the point where you need to make an expensive purchase, but you don’t have the cash and your credit card has reached its limit. If that’s the case, then the only option you might have...
View ArticlePrivate Student Loan Refinancing vs Federal Student Loan Consolidation
Today we have a great guest post from LendEDU’s Nate Matherson. via GIPHY For many who have attended college using student loans, repayment of those loans has truly become a financial burden. There are...
View Article5 Ways to Save Money with a Credit Card
Credit cards a powerful tool that many people take for granted. Some people tend to rely on them too much, causing unsustainable debts. Somewhere in the middle is the best way to use a credit card not...
View ArticleThe Negative Side Effects of Aggressive Debt Repayment
On the surface, aggressive debt repayment is a good idea. If you can wipe out all your debts today, most of your worries will disappear too. Or so the logic goes. In reality, it’s not that simple....
View ArticleRecent Grads: Don’t Make This Mistake When You Start Repaying Your Student Loans
While it’s probably the last thing you’re thinking about as you toss your graduation cap in the air, you have to face the facts: You’re going to need to pay your student loans sooner or later. Sure,...
View ArticleDebt Dodging Is Now a Thing
How different would your life be without caller ID? You would actually feel compelled to answer each call. Once committed to picking up the phone, you would be pulled into a nasty conversation with a...
View ArticleThe Perks of Owning a Credit Card
The benefits of having a credit card go well beyond convenience. Using plastic instead of cash affords a number of perks — some big and some small — that can save you a lot of money. Different credit...
View ArticleHow to Negotiate Better Interest Rates on Your Credit Cards
It’s not often that someone gives you a better deal just for asking, but that’s exactly what credit card companies sometimes do. Asking the company can sometimes bring down your APR (the annual...
View ArticleHow to Avoid Debt Collection Scams
Dealing with debt is a worrying experience. Money problems are the leading stressor for Americans, causing all sorts of problems from headaches to heartburn. Our debt makes us feel weak and helpless....
View Article
